In the past, insurance coverage for Sports Camps, Clinics and Tournaments was either too costly, too limited or not available at all. Schools, coaches and directors were either forced to pay extremely high insurance premiums, or to run camps and clinics without the proper insurance protection, therefore running the risk of personal exposure to lawsuits or a participants injury claim.
In 2014, over 5,900 Sports Camps, Clinics and Tournaments were insured with FL Dean & Associates. This specialty insurance program has been designed to cover the inherent risks involved for the schools, park districts, coaches, directors annd participants of today's sports camps, clinics and tournaments. Coverages offered include:
- Accident Insurance - which pays the medical bills of an injured player, coach or volunteer worker.
- Liability Insurance - provides protection against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.
- Inland Marine Coverage - Equipment coverage for all owned or rented sports equipment.
Additional optional coverages include coverage of sexual abuse and/or molestation, hired and non-owned automobile liability coverage and additional limits of liability coverage to satisfy the requirements of venues, school or park districts.